INVEST IN MARKETS. BUILD WEALTH.
WIN AT LIFE
Our clients are the key. No matter your level of investment sophistication, your involvement is vital for the success of your investment goals. Providing solutions to your questions and concerns is always of utmost importance to us. We really believe there are no ridiculous questions to ask, no matter how "basic" you may think it is.
Another crucial element to winning your investment goals is regular and open communications. We construct a regular schedule of contact with all of our clients. It's systematic so you are never left guessing about when you will hear from us again.
INVESTMENT PORTFOLIO CONSTRUCTION
In constructing an investment portfolio, we use a blend of methods, with our first emphasis to identify our client’s primary investment objective for their portfolio and their unique capacity for the associated risk. Depending on each client’s unique circumstances, these guide us in assessing which income and/or growth opportunities are optimal for their particular investment portfolio.
Income generating investments may consist of earning interest through GICs and bonds, dividends from stocks or by way of alternative ideas, such as private lending or real estate. This is our “rental property” approach to generating regular income for our investors. Boring as it may be, it’s the solid process which grows portfolios as the proverbial paint dries.
Growth opportunities means investments which generate capital gain returns. It’s akin to selling the “rental property” once it appreciates significantly in value. More exciting? Yes. But with more possibilities comes more uncertainty too. There’s no watching grass grow idly here.
Did You Know...?
According to the 2022 CPP Annual Report (1.), 73% of your CPP is invested not in public equities, but in private & alternative businesses. (as of March 31, 2022)
In Alberta, AIMCo (2.) has positioned 28% of its portfolio in private & alternative opportunities. (as of December 31, 2021)
69% of the Ontario Teachers Pension Plan (3.) portfolio is invested in private & alternative opportunities. (as of December 31, 2021)
Isn't it time you invested differently too?
TYPICAL INVESTMENT CLIENTS
Our clients are primarily mass affluent Canadian entrepreneurial and professional families, small business owners and local charitable foundations, all looking to grow and protect their wealth.
While unlike most investment managers we do not have a hard "investment minimum", our investment portfolios are most suitable and efficient for accounts starting at $25,000. Even so, we prefer to focus more on qualitative than quantitative factors in working with clients, looking more for the right mindset and life goals over the size of a portfolio. So, don't let mere numbers deter from reaching out to us.
INVESTMENT PRODUCTS DELPOYED
In establishing and deploying an investment portfolio's strategy, we make use of a variety of investment vehicles, depending on the portfolio's objectives, risk tolerance and size, including:
Exchange Traded Funds (ETFs)
Call & Put Options
Guaranteed Investment Certificates (GICs)
High Interest Savings Accounts (HISAs)
INVESTMENT ACOUNTS SERVICES
In providing investment management services, we manage a number of different account types. All account types are available in Canadian Dollars (CAD) and most are available in US Dollars (USD) versions as well.
Non-Registered Cash or Margin Accounts
Tax-Free Savings Accounts (TFSA)
Registered Retirement Savings Plans (RRSP; including Spousal Plans)
Registered Education Savings Plan (RESP, including Family & Individual Plans)
Registered Retirement Income Funds (RRIFs; including Spousal Plans)
Locked-In Retirement Accounts (LIRA)
Life Income Funds (LIF)
Aligned Capital Partners Inc. ("ACPI") is a full-service investment dealer and a member of the Canadian Investor Protection Fund ("CIPF") and Investment Industry Regulatory Organization of Canada ("IIROC"). Investment services are provided through Pinnacle Sovereign Investments of ACPI, an approved trade name of ACPI. Only investment-related products and services are offered through Pinnacle Sovereign Investments of ACPI and covered by the CIPF. Financial planning and insurance services are provided through Pinnacle Sovereign Wealth Inc. Pinnacle Sovereign Wealth Inc. is an independent company separate and distinct from Pinnacle Sovereign Investments of ACPI.
(1.) 2022 CPP Annual Report - https://www.cppinvestments.com/the-fund/our-performance/financial-results/f2022-annual-results
(2.) 2021 AIMCo Annual Report - https://annualreports.aimco.ca/2021/
(3.) Ontario Teachers' delivers strong investment performance in 2021 - https://www.otpp.com/en-ca/about-us/news-and-insights/2022/ontario-teachers--delivers-strong-investment-performance-in-2021/