WIN AT LIFE
Conserving wealth ensures you have the cash you expect, when you need it. However, it does nothing to maintain your purchasing power nor to build and protect wealth.
This is where you need to take calculated risks, deploying your money to compound more dynamically. In other words, it's time to put your money to work for you.
Such a responsibility is certainly not for the faint of heart, as it requires drawing from many different disciplines to be successful. Lucky for you, this is where we at Pinnacle Sovereign Investments of ACPI thrive and stand ready to manage your money with the stewardship you deserve. Besides, investing is more than just about making money. It's about funding enterprises with visions and missions to foster a better world for everyone.
"If you like the story, buy the stock."
In constructing investment portfolios, we use a blend of methods, with our first emphasis to identify our client’s primary investment objective for their portfolio and their unique capacity for the associated risk. Depending on each client’s unique circumstances, these guide us in assessing which income and/or growth opportunities are optimal for their particular investment portfolio.
Income generating investments may consist of earning interest through GICs and bonds, dividends from stocks or by way of alternative ideas, such as private lending or real estate. This is our “rental property” approach to generating regular income for our investors. Boring as it may be, it’s the solid process which grows portfolios as the proverbial paint dries.
Growth investments focus on opportunities to generate capital gain returns. It’s akin to selling the “rental property” once it appreciates significantly in value. More exciting? Yes. But with more possibilities comes more uncertainty too. There’s no watching grass grow idly here.
"When everyone is thinking the same way, nobody is thinking."
General George Patton Jr.
Did You Know...?
According to the 2022 CPP Annual Report (1.), 73% of your CPP is invested not in public equities, but in private & alternative businesses. (as of March 31, 2022)
In Alberta, AIMCo (2.) has positioned 28% of its portfolio in private & alternative opportunities. (as of December 31, 2021)
69% of Ontario Teachers Pension Plan (3.) portfolio is invested in private & alternative investments. (as of December 31, 2021)
Isn't it time you invested differently too?
We make use of a variety of investment vehicles, depending on the portfolio's objectives, risk tolerance and size, to establish and deploy an investment portfolio's strategy, including:
Exchange Traded Funds (ETFs)
Separately Managed Accounts (SMAs)
We execute our investment portfolios in any number of different account types, all of which are available in Canadian Dollars (CAD) and most have US Dollars (USD) accessibility as well.
Non-Registered Cash Accounts
Tax-Free Savings Accounts (TFSA)
Registered Retirement Savings Plans (RRSP), including Spousal Plans
Registered Education Savings Plan (RESP), including Family & Individual Plans
Registered Retirement Income Funds (RRIF), including Spousal Plans
Locked-In Retirement Accounts (LIRA)
Life Income Funds (LIF)
The choices, jargon and decisions seem endless and daunting. They don't have to be, with the right money manager in your corner, guiding you through the ongoing process. Let's have a conversation about how we can make your investments more manageable and understandable for you.
Aligned Capital Partners Inc. ("ACPI") is a full-service investment dealer and a member of the Canadian Investor Protection Fund ("CIPF") and the Canadian Investment Regulatory Organization ("CIRO"). Investment services are provided through Pinnacle Sovereign Investments of ACPI, an approved trade name of ACPI. Only investment-related products and services are offered through Pinnacle Sovereign Investments of ACPI and covered by the CIPF. Financial planning and insurance services are provided through Pinnacle Sovereign Wealth Inc. Pinnacle Sovereign Wealth Inc. is an independent company separate and distinct from Pinnacle Sovereign Investments of ACPI.
(1.) 2022 CPP Annual Report - https://www.cppinvestments.com/the-fund/our-performance/financial-results/f2022-annual-results
(2.) 2021 AIMCo Annual Report - https://annualreports.aimco.ca/2021/
(3.) Ontario Teachers' delivers strong investment performance in 2021 - https://www.otpp.com/en-ca/about-us/news-and-insights/2022/ontario-teachers--delivers-strong-investment-performance-in-2021/